Welcome to Your HKM Associates Digital Swag Bag!

HKM Associates is a full- service insurance brokerage specializing in employee benefits, life insurance, estate planning and long- term care. We are unique in our approach to health insurance. We will customize the benefits which a firm selects based upon the employees’ doctors. In other words, we will search for the medical plans which a doctor participates in and then design the benefit plan around the

required doctors.

Additionally, we are happy to run employee educational seminars which will review benefits that a firm has selected for its employees and explain the impact of the ACA-Affordable Care Act to the employers.  We will educate our clients on high deductible plans and how they may save thousands of dollars per year without switching doctors. All employees will receive my office phone number, and cell phone number. We make ourselves available to our clients, wherever and whenever. Although we are small, BenefitMall, the largest General Agency in the country is our back office. We have the experience and connections to be able to service any size employee group. I would love the opportunity to meet with you and your staff to review your benefits needs now and in the future. Additionally, we ae also aligned with a PEO broker who can shop the market for the best and most appropriate PEO’s for your client.

We're thrilled to present you with our exclusive digital swag bag, designed to enhance your experience and provide you with valuable resources, special offers, and unique content. This digital swag bag is thoughtfully curated to include a variety of items that cater to your interests and needs.